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Insurance and Car Accidents - Our Attorneys Explain What You Need To Know About Claims

Insurance companies want you to believe they're on your side after a car accident. They want you to believe they're looking out for your best interests. They want you to think you don't have to worry about whether they will compensate you after your accident.

Don't be so sure. Often, insurance companies, insurance adjusters, and their teams of lawyers are focused on one thing: paying people as little as possible after an accident. That's not right. That's why we proudly stand up for injury victims and demand they receive the compensation they rightfully deserve. Someone else caused your car accident injury. They should be held responsible. That's why insurance companies exist.

Unfortunately, dealing with insurance adjusters can be frustrating. After an accident, they can bombard people with questions designed to trick them. Their questions might seem innocent. But often, such questions are designed to reduce the amount of money insurance companies pay after an accident.

Be careful around insurance adjusters after an auto accident

Insurance adjusters or claims adjusters investigate car accidents on behalf of insurance companies. At some point after your accident, you may be approached by an insurance adjuster who represents the insurance company of the person who caused the accident. No matter how friendly and caring, or aggressive and threatening this adjuster may appear, he works for the insurance company and his job is to save that company money.

How do insurance adjusters do this? Simple: by reducing your claim. That's why an insurance adjuster may try to convince you to accept a lower settlement. He may try to convince you that you were partially or completely at fault. He may try to convince you that you do not need a lawyer.

Don't fall for their tricks. Don't trust insurance adjusters for a second. They do not work for you. Their only job is to protect the insurance company and they will use every technique they know to do so.

Uninsured Or Underinsured Driver Accidents Can Be Confusing, Complicated

Illinois drivers are required by law to have a certain amount of auto insurance. Unfortunately, some people do not have enough insurance to cover the true cost of an accident. These people are known as underinsured drivers. Even worse, some drivers have no insurance at all (uninsured drivers).

If the other driver was not insured or did not have enough insurance, you may be able to file a claim against your own policy. You can use your "uninsured/underinsured" coverage if you purchased full coverage. We can help you determine how much coverage is provided under your policy.

Insurance companies and insurance adjusters can be especially hard to deal with if you've been involved in an accident with an underinsured driver or uninsured driver. They may try to convince you that there's nothing they can do to cover the additional expenses you may be a saddled with after such an accident.

Don't trust insurance companies. Often, they're simply focused on one thing: paying people as little as possible after an accident. That's why it's vital you have Coplan & Crane on your side, standing up for you and fighting for your rights.

Get Straight Answers. Contact Chicago Car Accident Lawyers Coplan & Crane

Know your rights. If an insurance adjuster calls, you are not required to give an oral statement to the other side's insurance company. Listen to what he says and note the questions he asks, but do not enter into a dialogue with him. Tell your lawyer what was said. Have your lawyer evaluate your case.

At Coplan & Crane, we can help you deal with the other driver's insurance company. We can deal directly with insurance adjusters. We have years of experience dealing with them, and we know how to get you the compensation you rightfully deserve. Our dedicated attorneys work with people in the Chicago area and throughout Illinois.