Chicago wrongful death attorneys | Coplan and Crane

What Is a Survival Action vs. a Wrongful Death Claim?

May 28, 2026

For family members who are coping with the tragic loss of a loved one, taking appropriate legal action is an important step in the recovery process. Holding the at-fault party accountable can provide much-needed closure, and it can also help ensure that family members have the financial resources they need for the future.

In Illinois, grieving families can often pursue two separate legal claims following a fatal accident. Along with filing a wrongful death claim, in many cases, families will be able to file a survival action as well.

While these two claims are often pursued together, they serve different purposes and involve different types of damages. In many cases, pursuing both claims allows families to account for the full scope of what was lost, from the impact on surviving loved ones to the pain and suffering the victim experienced prior to passing.

What is a Wrongful Death Claim? 

A wrongful death claim is a legal action that is focused on recovering compensation for eligible family members’ losses resulting from a loved one’s fatal accident. Under the Illinois Wrongful Death Act (740 ILCS 180), eligible family members can seek to recover damages including:

  • Out-of-Pocket Costs – Eligible family members who incur out-of-pocket costs for their loved one’s funeral and other out-of-pocket expenses can seek to recover these costs through a wrongful death claim. 
  • Loss of Financial Support – Along with their out-of-pocket cost, eligible family members can seek financial compensation for the loss of their loved one’s earnings. Typically, this covers the loss of the victim’s income and benefits through his or her anticipated date of retirement. 
  • Loss of Companionship, Emotional Support, and Guidance – Eligible family members can also seek financial compensation for their loss of companionship, emotional support, and guidance. These losses are unique to each individual family member, and calculating “just compensation” for these losses involves examining how the fatal accident has impacted each eligible family member’s life. 
  • Loss of Consortium (for the Loss of a Spouse) – Spouses who have lost their life partner are entitled to seek additional compensation for their loss of consortium. This covers loss of their ability to be intimate and enjoy other aspects of their marriage. 
  • Punitive Damages (When Warranted) – Under Illinois law, grieving families can also seek punitive damages in appropriate cases. Seeking punitive damages requires evidence that the at-fault party acted “with evil motive or with a reckless and outrageous indifference to a highly unreasonable risk of harm and with a conscious indifference to the rights and safety of others.”

Wrongful death claims must be filed by the victim’s personal representative (who is typically the victim’s parent, spouse, adult child, or another close family member). However, any damages recovered will be awarded directly to the family members who are entitled to receive them. 

What is a Survival Action? 

While wrongful death claims focus on recovering financial compensation for eligible family members’ losses, survival actions focus on recovering financial compensation for the victim’s losses prior to his or her death. This means that filing a survival action requires evidence that the victim survived for a period of time after the fatal accident. Depending on the circumstances, recoverable damages in a survival action may include:

  • Medical bills
  • Lost earnings 
  • Physical pain and suffering
  • Emotional trauma and distress
  • Loss of companionship, consortium, and enjoyment of life

Similar to wrongful death claims, survival actions must be filed by the victim’s personal representative. However, unlike wrongful death claims, damages awarded in survival actions are paid to the victim’s estate. The damages are then distributed to the victim’s heirs or beneficiaries according to his or her estate plan; or, if there is no estate plan, in accordance with Illinois’s laws governing intestate succession. 

Determining Your Family’s Legal Rights After a Fatal Accident in Illinois 

If you have tragically lost a loved one in a fatal accident, determining your family’s legal rights will require a prompt and thorough investigation. With this in mind, if you need to know more, we strongly encourage you to speak with a lawyer right away. After investigating your loved one’s accident, an experienced wrongful death lawyer will be able to determine which claim (or claims) your family is eligible to file, and then he or she will be able to begin the process of calculating the damages your family is entitled to recover. 

Speak with a Chicago Wrongful Death Lawyer for FREE 

Do you need to know more about your family’s legal rights? If so, an experienced Chicago wrongful death lawyer at our firm can explain everything you need to know. We handle all wrongful death claims and survival actions at no out-of-pocket cost to our clients. 

Contact the Chicago wrongful death lawyers at Coplan + Crane today online or at (312) 982-0588 for a FREE case evaluation. We proudly serve clients across Illinois, including Chicago, Oak Park, Rockford, and other areas.