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Injured in a car accident? Our Chicago law firm can help

Knowing what to do after a car accident can be overwhelming. You might have a serious injury and need extensive medical care. Or maybe you can't work and unpaid bills keep piling up. Or perhaps you received a call from an insurance company and they're trying to get you to settle your case.

Don't feel pressured to do anything after your accident. You have options and we can help. Attorneys Gregory F. Coplan and Benjamin A. Crane understand how the legal system works in Cook County and throughout Illinois. That's how we have consistently secured many large settlements and verdicts for different types of car accidents, including a $5.6 million settlement for a car accident victim and his family.

Chicago Car Accident Lawyer - Infographic Statistics

That might seem like a lot of money. But many people fail to take into account the true cost of a serious car accident in Chicago, Oak Park or elsewhere throughout the state. Medical expenses can be gigantic. Bills pile up fast. You might be unable work for weeks, months or even years.

We can handle everything after your accident so you can focus on your health

And to make matters worse, many insurance companies do everything they can to pay injury victims as little as possible. Insurance companies don't intimidate us. We know how to negotiate with them and get injury victims the money they rightfully deserve.

Stop worrying about what to do after your accident. Contact us anytime with your important questions. We know why car accidents happen and we're here to help you get your life back on track. We're conveniently located in Chicago and Oak Park to serve all your legal needs.

Where Do Accidents Happen Most Frequently in Chicago?

There are hundreds of crashes in Illinois every day, and nearly half of them happen in Cook County. Many of these crashes happen on busy roads and highways throughout the Chicago area. Some roads and highways have reputations for being more dangerous than others.

On the city's south side, the Dan Ryan Expressway, Interstate 90 and East 87th Street between Chatham and Avalon Park have seen countless serious - and fatal - car accidents. Speeding continues to be a factor in accidents on Lake Shore Drive and West North Avenue between Hermosa and Lincoln Park.

Intersections in particular pose a threat to motorists, bicycle riders and pedestrians. Hot spots for accidents include intersections along South Archer Avenue in Brighton Park, in the downtown area around Grant Park and in Humboldt Park along West Chicago Avenue.


Head and neck injuries

Head and neck injuries are some of the most common injuries caused by car accidents. While such injuries can sometimes be minor, head and neck injuries sustained in auto accidents are often serious, life-altering events. The pain and suffering can last months, years or even a lifetime. You might require extensive medical treatment and physical therapy. You might even sustain a serious spinal cord injury, resulting in paralysis and restricting your ability to move freely for the rest of your life.

Too many people fail to calculate the true cost of a head and neck injury. It's not just medical expenses, physical therapy and vehicle repairs that count. You also need to factor in lost income due to being unable to work, plus the pain and suffering and emotional toll caused by such serious accidents. Don't underestimate what your accident could cost you over the course of your lifetime.

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Passenger Injuries

Passenger injuries in car accidents in Illinois happen at an alarming rate. Each year, thousands of people sustain serious injuries while traveling in a vehicle.

Passenger injuries, especially for people riding in front, can often be extremely serious. Passengers often sustain spinal cord injuries or traumatic brain injuries. In such instances, a person's life can instantly be changed forever.

Knowing what to do after being hurt while riding in a car can be confusing. If the driver of the vehicle you were in caused the accident, many people don't know what to do, especially if the driver is a family member or a friend. Fortunately, you're not alone. We can help. Often, we deal directly with insurance companies. That way you don't have to worry about causing problems with family or friends after your accident. You can simply focus on your recovery.

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Frequently asked questions about motor vehicle damage


Who decides where it is repaired?

You can decide where your vehicle is repaired. The insurance company decides how much will be paid for the repairs, and it may not be the same amount as the repair shop estimate.

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Will the repair shop charge me for storage?

The insurance company of the person who caused the accident will pay towing and storage costs, according to what is reasonable in your area. If the vehicle is declared a total loss, the insurance company will pay to have it moved to a salvage or wrecking yard. If you do not allow the company to move your vehicle, you will be liable for any storage or towing fees. You should also keep in mind that because your car-or the vehicle of the driver who caused your crash-has electronic equipment that contains information about the crash (speed, braking, etc.), it may be critically important to download the vehicle's "black box" or electronic data recorder ("EDR") before the vehicle is repaired or salvaged.  That's why it's so important to act quickly after a car accident, and contact a lawyer to help.

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Who decides if my vehicle is repairable or "totaled"?

The insurance company that is liable for payment can decide that your vehicle is not worth repairing. If the cost of the labor and parts exceeds the market value of your vehicle, the company can declare it a "total loss" and pay you the market value. Market value is determined by the fair market value of similar vehicles in your area, or from an independent source such as the Kelley Blue Book. If you want to keep the vehicle after it has been declared a total loss, you will have to pay the salvage value to the insurance company.

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Who pays the bank loan if my vehicle is financed?

You are still liable for any loans on the vehicle. If the fair market value of your vehicle is less than the outstanding loan, you are still required to pay the entire amount of the loan.

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Do I get a rental vehicle while my vehicle is being repaired?

You can always get a rental vehicle if you are willing to pay for it. If you want the insurance company to pay for it, while your vehicle is being repaired or replaced, then payment depends on several factors. If you caused the accident, check to see if your own insurance coverage includes rental vehicles. Many policies do not include rental vehicles unless it is specifically stated. If the other driver caused the accident, then you can expect the liable person's insurance company to pay the costs of providing you with a rental vehicle. The vehicle will be a substitute for your own vehicle, that is, a vehicle of similar quality. Be sure to check with your own insurance company about insurance coverage on the rental vehicle.

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I just paid for my license plates - do I have to pay for new ones?

The insurance company should pay the prorated amount of any registration fees that are unused, as well as transfer fees for the new registrations. We can help you with all of these details after your accident. We know how the legal system works in Cook County and throughout Illinois. That's why we're eager to meet with you.

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